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Overdraft Solutions

We've all been there -- a small error in your checkbook, a deposit not made in time, etc. For one reason or another, everyone's bounced a check.

Our Overdraft Protection options can save you NSF fees and spare you the embarrassment of returned checks; but most importantly, overdraft protection can help you protect your credit.

Security Bank offers two types of overdraft protection to fit your individual needs. Contact us to determine which one is right for you.



Need a financial S.O.S.? Then try Security's Overdraft Solution, a line of credit now available from Security Bank. It's a hassle-free way to have access to the extra funds that are needed from time to time. Just write yourself a loan by writing a check on your Security Bank Checking Account.


  • Peace of mind
  • Avoid returned checks
  • Eliminate NSF fees
  • Subject to approval


How It Works

When you write a check or use your debit card for an amount greater than your account balance, Security Bank will advance funds from your overdraft line to the checking account in increments of $100. When you borrow on your S.O.S. account, your required monthly payment is 5% of your balance or $20, whichever is greater. Your payment will automatically be deducted from your checking account.


The current S.O.S. Interest Rate is 15.9% on outstanding balances. (Annual Percentage Rate of 15.9%). An annual fee of $25.00 applies to this product.